Personal by choice.
Professional by habit.
Kingdom Capital is built on a simple belief: lending should feel clear, structured and genuinely supportive. We provide tailored financial guidance, delivered personally, by a finance specialist who takes the time to understand your goals and the strategy behind them.
Steven Joummaa
Steven combines experience in IT and business management with a strategic, detail-driven way of working. He understands how lenders think and how to position a client's scenario for the strongest outcome. He started Kingdom Capital to help people understand their lending position clearly and make stronger, more confident financial decisions.
Buying a home, investing or refinancing shouldn't feel complicated. Steven makes finance clear and personal, guiding you through every step — whether you're entering the market for the first time, expanding your investment strategy or strengthening your business position.
He is known for authenticity and doing what is right, an integrity that guides every client relationship. With Kingdom Capital you deal with Steven directly, from the first conversation through to settlement and beyond.
When we provide credit assistance for consumer lending, we are legally required to act in your best interests — not to sell you a product.
It is a duty we take seriously, and it reflects how we have always worked. We compare our panel of lenders and recommend what genuinely suits your situation.
Our commitment to you.
Putting You First
We focus on doing things properly, not quickly. Every loan is handled with care and genuine attention to detail — and you'll feel that from the very beginning.
Clarity Through Education
We will help you understand how complex lending works and show you clearly why our lending recommendation aligns with your goals.
Protecting Your Privacy
Your privacy and data are always protected. We use secure systems, encrypted channels, and strict processes to keep your information safe. Safety and protection of your data is our highest priority.
Integrity in Every Step
Integrity guides everything we do. We're transparent, honest, and committed to giving you advice that's always in your best interests.
A Long-Term Relationship
Settlement is just the beginning. Ongoing reviews, rate checks, and planning your next step are all part of the service — because your long-term success matters to us.
Value With Every Interaction
You benefit from dealing directly with a lending specialist who understands how lenders think and how to position your scenario for the strongest outcome. Every interaction is designed to give you clarity, confidence, and strategic guidance that strengthens your financial position.
Credentials you can check.
MFAA Accredited Member
Credit Representative of Connective (ACL 389328)
AFCA Member
Ready to talk it through?
Let's have a clear, straightforward conversation about what you're trying to achieve and how we can help you get there.