Loan repayment calculator
Know your repayments.
Before you commit to a loan, it helps to know what it will cost you each month. Enter the loan amount, interest rate and term to see an estimate of your repayments and the total interest over the life of the loan. When you're ready, we'll compare real options from our lender panel.
How are loan repayments worked out?
Your loan repayment is the amount you pay your lender each week, fortnight or month. It depends on three main things: how much you borrow, the interest rate, and the loan term. With a principal and interest loan, each repayment covers the interest charged plus a portion of the amount you borrowed, so your balance reduces over time.
Small changes can make a big difference. A slightly lower rate, a shorter term or more frequent repayments can reduce the total interest you pay over the life of the loan. Knowing your likely repayments upfront helps you set a comfortable budget before you commit.
Estimated repayment
$0
per month
- Loan amount $0
- Total interest $0
- Total repaid $0
Interest-only figures assume the rate stays the same for the whole term. In practice, interest-only periods are usually 1–5 years before reverting to principal & interest, when repayments rise.
Find a sharper rateEstimate only, assuming a constant interest rate for the full term and excluding fees.
Important: This calculator provides a general estimate only and does not take into account your personal circumstances or any lender's specific credit policy. It is not a quote, credit assessment or offer of credit. Speak with a Kingdom Capital broker for advice tailored to you.
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